Check Advance FAQs

Getting a Check Advance from The Cash Company is easy. On your first visit to one of our stores we ask that you bring in the following:

• A drivers license or photo ID
• A copy of your most recent bank statement
• Your most recent paycheck stub or verification of other income
• A copy of most recent phone or utility bill
• A personal check

After filling out a quick application, you will write us a personal check, we will cash it on the spot and hold it until an agreed upon due date, typically your next payday. On the due date you will return to our store with cash and we will return your personal check to you. Subsequent loans typically do not require a new application unless your personal information has changed.

An increasing number of consumers choose a check advance to cover unexpected expenses or to bridge a cash shortage between paydays, without incurring revolving debt. A check advance is a short-term financial management tool that can be more cost effective than high-interest credit card debt, bounced check and overdraft fees, pawning your automobile with a Title Loan or accruing late payment penalties.
Check Advances are especially useful when you need help with unexpected bills, emergencies, or other short-term cash needs.

A payday loan is a short-term loan designed to help you cover expenses until your next payday. Repayment is typically due within two to four weeks.

We offer payday loans, installment loans, and title loans. Each type has different terms and requirements to suit your financial needs.

Basically nothing. All three terms generally refer to the same service whereby a company will defer the presentment of a customers personal check until an agreed upon date (typically a payday). As the industry evolved, different companies have used different names for the same basic service. The Cash Company uses the term Check Advance.